.niyat-how-steps .niyat-block-head {
  margin-bottom: 30px;
}

.niyat-how-step {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 90px;
  align-items: center;
  padding: 50px 0;
  position: relative;
}

.niyat-how-step + .niyat-how-step {
  border-top: 1px dashed rgba(247, 112, 47, 0.28);
}

.niyat-how-step-flip {
  grid-template-columns: 1.2fr 0.8fr;
}

.niyat-how-step-flip .niyat-how-step-media {
  order: 2;
}

.niyat-how-step-media {
  justify-self: center;
  width: 100%;
  max-width: 340px;
}

.niyat-how-step-media img {
  border-radius: 26px;
  box-shadow: var(--niyat-shadow-lift);
}

.niyat-how-step-no {
  display: inline-block;
  padding: 6px 14px;
  border-radius: 999px;
  background: var(--niyat-cream);
  color: var(--niyat-orange);
  font-family: var(--niyat-font-head);
  font-weight: 800;
  font-size: 0.82rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 18px;
}

.niyat-how-step-copy h3 {
  font-size: clamp(1.7rem, 2.8vw, 2.3rem);
  margin-bottom: 16px;
}

.niyat-how-step-copy > p {
  font-size: 1.08rem;
  max-width: 540px;
}

.niyat-how-points {
  margin-top: 26px;
  display: grid;
  gap: 12px;
}

.niyat-how-points li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 500;
  color: var(--niyat-dark);
}

.niyat-how-points i {
  width: 26px;
  height: 26px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  font-size: 0.72rem;
  background: var(--niyat-gradient);
  color: var(--niyat-paper);
  flex-shrink: 0;
}

.niyat-how-kyc-panel {
  max-width: 420px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  padding: 34px;
  border-radius: 28px;
  background:
    radial-gradient(circle at 100% 0%, rgba(255, 207, 98, 0.6) 0%, rgba(255, 207, 98, 0) 55%),
    linear-gradient(160deg, #fff4e8 0%, #fdeac2 100%);
  box-shadow: var(--niyat-shadow-lift);
  position: relative;
}

.niyat-how-kyc-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
  padding: 24px 20px;
  border-radius: 18px;
  background: var(--niyat-paper);
  box-shadow: var(--niyat-shadow);
  font-family: var(--niyat-font-head);
  font-weight: 700;
  color: var(--niyat-dark);
}

.niyat-how-kyc-item i {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  font-size: 1.25rem;
  background: var(--niyat-gradient);
  color: var(--niyat-paper);
}

.niyat-how-kyc-wide {
  grid-column: 1 / -1;
  flex-direction: row;
  align-items: center;
}

.niyat-how-kyc-badge {
  grid-column: 1 / -1;
  justify-self: center;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 18px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.7);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--niyat-brown);
}

.niyat-how-eligibility {
  overflow: hidden;
}

.niyat-how-eligibility-ring {
  width: 460px;
  height: 460px;
  right: -140px;
  top: -180px;
  border-color: rgba(247, 112, 47, 0.2);
}

.niyat-how-eligibility-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 70px;
  align-items: center;
}

.niyat-how-eligibility-grid h2 {
  margin-bottom: 18px;
}

.niyat-how-eligibility-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.niyat-how-eligibility-card {
  padding: 38px 30px;
}

.niyat-how-eligibility-card:nth-child(2) {
  transform: translateY(40px);
}

.niyat-how-eligibility-card:nth-child(2):hover {
  transform: translateY(34px);
}

.niyat-how-eligibility-big {
  display: block;
  font-family: var(--niyat-font-head);
  font-weight: 800;
  font-size: 3.4rem;
  line-height: 1;
  background: var(--niyat-gradient);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  margin-bottom: 22px;
}

.niyat-how-eligibility-icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: var(--niyat-gradient);
  color: var(--niyat-paper);
  font-size: 1.4rem;
  margin-bottom: 22px;
}

.niyat-how-eligibility-card h4 {
  margin-bottom: 8px;
}

.niyat-how-kyc {
  background: var(--niyat-ivory);
}

.niyat-how-kyc-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 70px;
  align-items: center;
}

.niyat-how-kyc-copy h2 {
  margin-bottom: 14px;
}

.niyat-how-checklist {
  margin-top: 36px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 26px 30px;
}

.niyat-how-checklist li {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.niyat-how-checklist .niyat-icon-badge {
  width: 48px;
  height: 48px;
  font-size: 1.1rem;
}

.niyat-how-checklist .niyat-icon-badge:not(.niyat-icon-badge-gold) {
  background: var(--niyat-cream);
  color: var(--niyat-orange);
}

.niyat-how-checklist h5 {
  margin-bottom: 4px;
}

.niyat-how-checklist p {
  font-size: 0.93rem;
  line-height: 1.6;
}

.niyat-how-kyc-media img {
  border-radius: var(--niyat-radius-lg);
  box-shadow: var(--niyat-shadow-lift);
}

.niyat-how-next-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.niyat-how-next-inner h3 {
  max-width: 620px;
  font-size: clamp(1.4rem, 2.4vw, 2rem);
}

@media (max-width: 920px) {
  .niyat-how-step,
  .niyat-how-step-flip {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .niyat-how-step-flip .niyat-how-step-media {
    order: 0;
  }

  .niyat-how-step-media {
    max-width: 300px;
  }

  .niyat-how-kyc-panel {
    max-width: 420px;
  }

  .niyat-how-eligibility-grid,
  .niyat-how-kyc-grid {
    grid-template-columns: 1fr;
    gap: 44px;
  }

  .niyat-how-eligibility-card:nth-child(2),
  .niyat-how-eligibility-card:nth-child(2):hover {
    transform: none;
  }

  .niyat-how-next-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 640px) {
  .niyat-how-step {
    padding: 36px 0;
  }

  .niyat-how-kyc-panel {
    padding: 22px;
    gap: 12px;
  }

  .niyat-how-kyc-item {
    padding: 18px 16px;
  }

  .niyat-how-eligibility-cards,
  .niyat-how-checklist {
    grid-template-columns: 1fr;
  }

  .niyat-how-next-inner .niyat-btn {
    width: 100%;
  }
}