From sign-up to funds in four clear steps.
The entire Niyat Limit process is online. Assess once, keep your limit in reserve and withdraw only when you need it.
Simple by design, transparent at every stage
Download and Register
Install the Niyat Limit app and create an account using your mobile phone number. Registration takes only a moment.
- Sign up with your mobile phone number
- No paperwork or branch visit required
Verify Identity
Complete the KYC process by uploading valid identification documents, Aadhaar or PAN card, and taking a real-time selfie for verification.
- Upload your Aadhaar or PAN card
- Take a real-time selfie inside the app
Obtain Credit Limit
Our system uses an intelligent risk control model to evaluate your information in real time. Once approved, your dedicated credit limit is activated immediately.
- Real-time evaluation of your information
- No interest or fees while the limit is unused
Withdraw on Demand
When you need funds, enter an amount within your credit limit and select a repayment period. After deducting applicable withdrawal fees, the funds are transferred to your receiving account.
- INR 1,000 to INR 150,000 per withdrawal
- No fees are charged if the limit is not used
Only two things are needed to apply.
Niyat Limit keeps the application threshold low, so more people can prepare a reserve before they need it.
Minimum age
Applicants must be at least 18 years old.
Valid identification
Valid identification documents are required to complete KYC.
What you will need for KYC
Keep these ready and the whole process can be completed in one sitting from your phone.
Mobile phone number
Used to create and secure your Niyat Limit account.
Aadhaar or PAN card
A valid identification document for identity verification.
A real-time selfie
Taken inside the app to confirm that the applicant is you.
Receiving account details
The account where withdrawn funds will be transferred.
